The operation of social security in Andorra is centralized in the Caixa Andorrana de la Seguretat Social (CASS). From this institution, the financing of healthcare and health, retirement and social insurance for work accidents, unemployment, etc. are organized in the Principality. The contribution to this entity is mandatory for all active citizens and forms the best healthcare system in the world.
The Social Security Agreement between Spain and Andorra, in force since 2003, allows for the combination of contribution periods in both countries to access retirement, disability, and unemployment benefits. If you have worked in Spain and move to Andorra—or vice versa—this agreement guarantees that you do not lose your years of contributions. In this… Read more
Retiring in Andorra offers unique tax advantages: no pension tax if the source is foreign (ISI does not tax employment income generated outside Andorra), no wealth tax, and medical expenses covered by the CASS (Andorran Social Security Fund) under form 75%. If you have contributions in Spain and want to retire in Andorra—or receive your pension in Spain—you can take advantage of this opportunity. Read more
Healthcare in Andorra is managed through CASS. This includes medical coverage, hospitals, general practitioners, costs for residents and foreigners, and an agreement with Spain.
