{"id":10981,"date":"2026-06-19T17:37:51","date_gmt":"2026-06-19T15:37:51","guid":{"rendered":"https:\/\/andorrainsiders.com\/elecciones-cass-andorra-2026-claves-resultados\/"},"modified":"2026-06-21T17:51:49","modified_gmt":"2026-06-21T15:51:49","slug":"elecciones-cass-andorra-2026-claves-resultados","status":"publish","type":"post","link":"https:\/\/andorrainsiders.com\/en\/andorra-2026-elections-key-results\/","title":{"rendered":"CASS Andorra Elections 2026: Results and Key Points"},"content":{"rendered":"<p class=\"ultima-actualizacion\"><strong>Last update:<\/strong> June 2026<\/p>\n\n\n\n\n\n<div class=\"wp-block-group datos-clave-andorra\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h4 class=\"wp-block-heading\">\ud83d\udcca Key data (2025\u20132026)<\/h4>\n\n\n<ul class=\"wp-block-list\"><li>CASS Elections 2026: Participation <strong>>65 %<\/strong> from the labor census <em>(CASS, 2026)<\/em><\/li><li>CASS employee contribution: <strong>6,5 %<\/strong> gross salary; employer: <strong>15,5 %<\/strong> <em>(CASS, 2026)<\/em><\/li><li>Average contributory pension in Andorra: <strong>~\u20ac1,200\/month<\/strong> <em>(CASS, 2025)<\/em><\/li><li>Active CASS members: <strong>~50.000<\/strong> contributors <em>(CASS, 2025)<\/em><\/li><li>CASS reserves: equivalent to <strong>&gt;4 years<\/strong> of current features <em>(actuarial report 2024)<\/em><\/li><\/ul>\n\n<\/div><\/div>\n\n\n<h2>What is the CASS of Andorra and why is it vital for foreign residents?<\/h2>\n\n<p>If you&#039;re thinking of taking the plunge and moving to the Principality, there&#039;s an acronym you&#039;ll hear almost daily from the moment you set foot in the country: CASS. <strong>Caixa Andorrana de Seguretat Social<\/strong> (commonly known as the <strong>CASS Andorra<\/strong>The National Institute of Social Security (INS) is the central public body that manages healthcare, sick leave, and pensions in a unified manner in the country. Unlike other European countries where medical and pension management is fragmented, here everything goes through a single, central office.<\/p>\n\n<p>For any foreigner who decides to settle in the country, whether to open a business, become one of the many <strong>self-employed in Andorra<\/strong> or simply to <strong>working in Andorra<\/strong> If you&#039;re employed, understanding how the CASS works isn&#039;t optional, it&#039;s absolutely essential. Your medical appointments, prescriptions, and, of course, your future retirement depend on it being managed correctly.<\/p>\n\n<p>This organization is not run solely by handpicked technocrats. CASS has a Board of Directors where contributors themselves have a voice and a vote through elected representatives. Just yesterday, June 17, 2026, elections were held to renew this Board of Directors, a key event that will define the future of the organization. <strong>Andorra&#039;s Social Security<\/strong> during the next few years and that will have a direct impact on the finances and rights of all residents.<\/p>\n\n<h2>CASS 2026 Election Results: Who are the new representatives?<\/h2>\n\n<p>This year&#039;s elections to the CASS Board of Directors have clarified the situation and established a well-defined representation map for the next four years. The electoral process divides contributors into three distinct groups or sectors: the self-employed\/business owners, salaried employees, and pensioners. The leadership positions after the vote count are as follows:<\/p>\n\n<h3>The association of business owners and the self-employed: A resounding victory for Daniel Armengol<\/h3>\n<p>For the community of freelancers, digital nomads, and entrepreneurs, this was the most closely watched election. The candidacy headed by <strong>Daniel Armengol<\/strong> (along with Francesc Pall\u00e0s as alternate) has achieved an undeniable victory. They obtained a total of 1,038 votes, representing an overwhelming <strong>61,02% of the total votes cast<\/strong> in their sector.<\/p>\n<p>The competing lists lagged far behind: the candidacy of Manuel Carranza and \u00d3scar Enrique Becerra garnered 328 votes (19,28%), while the option of Alex Llige and Alex Ballesta came in third with 279 votes (16,40%). Armengol&#039;s victory gives her a strong mandate to defend the positions of the self-employed on the council.<\/p>\n\n<h3>The college of salaried workers: Salusti\u00e0 Chato and Montserrat Mart\u00ednez will represent the labor force<\/h3>\n<p>This sector, which includes all the people who have come to <strong>working in Andorra<\/strong> As salaried employees, they elected two representatives to the Board of Directors. The positions at stake were for <strong>Salusti\u00e0 Chato<\/strong> and the experienced <strong>Montserrat Martinez<\/strong>.<\/p>\n<ul>\n    <li><strong>Salusti\u00e0 Chato:<\/strong> He emerged as the preferred candidate of the employed workers with 376 votes (17.96% of the total).<\/li>\n    <li><strong>Montserrat Mart\u00ednez:<\/strong> She obtained second place with 321 votes (15,33%). Her re-election is especially significant, as it reaffirms her presence on the entity&#039;s highest governing body, guaranteeing continuity in the defense of workers&#039; rights.<\/li>\n<\/ul>\n<p>The rest of the votes were distributed among other competitive candidates such as Merc\u00e8 Avellanet (14,76%), Miquel \u00c0ngel Adran (14,04%), Anna Maria Carrion (12,32%), Ramon Pedrosa (11,13%) and Maria Neus Cervera (9,65%).<\/p>\n\n<h3>The pensioners&#039; college: Pere Canturri wins in a close vote<\/h3>\n<p>In the sector dedicated to monitoring the sustainability of <strong>pensions in Andorra<\/strong>the candidate <strong>Pere Canturri<\/strong> (with Maria Armengol as alternate) won by receiving the most votes with 453, totaling 28.471% of the votes cast. It prevailed over the list of Florenci Pla and S\u00edlvia Ortega, which came very close with 394 votes (24.761%), and the candidacy of Llu\u00eds Ramon Samper and Rosa Alcob\u00e9, which garnered 325 votes (20.431%).<\/p>\n\n<h2>Low voter turnout: A chronic challenge for Andorra&#039;s social security system<\/h2>\n\n<p>Despite the enormous significance of these elections, the results have once again highlighted a structural problem that worries both the authorities and political analysts: the widespread disinterest of contributors when it comes to going to the polls of the CASS.<\/p>\n\n<p>The election day ended with a <strong>global participation of just 6,03%<\/strong> Out of a total of 89,325 eligible voters, only 5,386 valid votes were cast, leaving a worrying abstention rate of 93.97%.<\/p>\n\n<p>If we analyze participation broken down by sector, we can see which groups are most active in decision-making:<\/p>\n<ul>\n    <li><strong>Business owners and the self-employed:<\/strong> They recorded the largest mobilization, with a participation of 7,83%.<\/li>\n    <li><strong>Pensioners:<\/strong> They followed closely with a 7.74% participation, demonstrating a high level of concern for the future of their performance.<\/li>\n    <li><strong>Salaried employees:<\/strong> They were the least active, registering a participation of only 4,45%, despite representing the largest group in the census.<\/li>\n<\/ul>\n\n<p>This disconnect from the ballot box is often particularly pronounced within the foreign resident community living in the Principality. Many of the new professionals who arrive to settle as <strong>self-employed in Andorra<\/strong> Those who come to work on technology and tourism projects don&#039;t feel a sense of ownership over this process. In many cases, this is due to a lack of information in their native languages, a lack of awareness that foreign residents with work permits have full voting rights in these elections, or simply the perception that the Andorran bureaucracy operates automatically without their direct involvement.<\/p>\n\n<h2>How does the management of CASS affect professionals who move to Andorra?<\/h2>\n\n<p>Don&#039;t be fooled by the low participation figures: what is debated and decided in the Board of Directors of the <strong>CASS Andorra<\/strong> It directly affects your daily life and your financial planning if you reside in the Principality.<\/p>\n\n<h3>Setting the social security contributions for the self-employed<\/h3>\n<p>For the thousands of digital entrepreneurs, consultants, and content creators who decide to settle here and become <strong>self-employed in Andorra<\/strong>The monthly CASS fee is one of the most significant fixed costs. The Board of Directors has decisive influence when proposing changes to contribution rates, income brackets, and potential bonuses for new entrepreneurs. Daniel Armengol&#039;s resounding victory sets a precedent that will advocate for a more flexible contribution system, better aligned with the actual income of self-employed professionals, in the face of potential rate increases.<\/p>\n\n<h3>The Andorran healthcare co-payment system<\/h3>\n<p>Andorra has one of the best healthcare systems in the world, based on a highly efficient co-payment model managed by the <strong>Andorra&#039;s Social Security<\/strong>As a general rule, when you go to a medical or specialist appointment under the CASS system:<\/p>\n<ul>\n    <li>The CASS returns the money directly to you. <strong>75% of the total cost<\/strong> of the general medical consultation or treatment.<\/li>\n    <li>In the case of hospitalizations or surgical procedures, the CASS reimbursement amounts to up to <strong>90% of expenses<\/strong>.<\/li>\n    <li>There are special coverage schemes of up to 100% for chronic or long-term illnesses.<\/li>\n<\/ul>\n<p>The decisions of the elected council directly influence the expansion of reimbursement rates, the inclusion of new medical treatments in the public services portfolio, and the streamlining of money return procedures, which are currently carried out very quickly via bank transfer.<\/p>\n\n<h3>The great debate about the pensions of the future<\/h3>\n<p>Another major challenge the new team will face is ensuring the sustainability of the <strong>pensions in Andorra<\/strong>With an aging population and a constant influx of new residents changing the country&#039;s demographics, the Board of Directors will have to make complex decisions to ensure that the pension reserve fund remains solvent in the long term without implying a stifling increase in taxes or monthly contributions from active workers.<\/p>\n\n<h2>Conclusion and recommendations for new residents in the Principality<\/h2>\n\n<p>The CASS elections of June 2026 have defined the faces of those who will manage and oversee our health and retirement funds in the coming years. Figures like Daniel Armengol for the self-employed and the continued leadership of Montserrat Mart\u00ednez for salaried workers ensure that the organization has experienced voices ready to tackle important challenges such as the complete digitization of medical procedures and the reform of contribution rates.<\/p>\n\n<p>As a final recommendation, if you&#039;ve just arrived in Andorra or are planning your move, don&#039;t leave your CASS (Andorran Social Security Fund) paperwork until the last minute. Make sure you register correctly, obtain your Andorran health card, and keep your social security contributions up to date. Understanding your health and retirement rights in your new home is the first step to enjoying a peaceful and secure life in the heart of the Pyrenees.<\/p>\n\n<hr \/>\n\n<p><em>If you are planning your move to Andorra as a self-employed individual or business owner and need to understand how to optimize your CASS contributions and comply with local regulations, contact our specialized tax and legal advisors to receive a plan tailored to your needs.<\/em><\/p>\n\n<!--\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\u00bfQu\u00e9 es la CASS en Andorra y qu\u00e9 funciones tiene?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"La CASS (Caixa Andorrana de Seguretat Social) es el \u00fanico organismo p\u00fablico encargado de gestionar la seguridad social, el sistema sanitario de copago y las pensiones de jubilaci\u00f3n y de invalidez en el Principado de Andorra.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\u00bfQui\u00e9nes pueden votar en las elecciones de la CASS?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Tienen derecho a voto todos los afiliados a la CASS (tanto andorranos como extranjeros residentes con permiso de trabajo) que est\u00e9n registrados en alguno de los tres colegios electorales: asalariados, trabajadores por cuenta propia\/empresarios o pensionistas.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\u00bfC\u00f3mo influye el representante de los aut\u00f3nomos en la CASS en mi actividad econ\u00f3mica?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"El representante de los aut\u00f3nomos (actualmente Daniel Armengol) defiende los intereses del colectivo ante el Consejo de Administraci\u00f3n de la CASS en debates cruciales como la regularizaci\u00f3n de las cuotas de cotizaci\u00f3n mensual, bonificaciones para nuevos emprendedores y coberturas por baja m\u00e9dica.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\u00bfEs obligatorio cotizar a la Seguridad Social si soy residente pasivo o activo en Andorra?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Es obligatorio para todos los residentes activos (asalariados y aut\u00f3nomos con cuenta propia). Los residentes pasivos (sin actividad lucrativa) no cotizan obligatoriamente para la jubilaci\u00f3n a trav\u00e9s de la CASS, pero deben disponer de un seguro m\u00e9dico privado con cobertura completa en el pa\u00eds.\"\n      }\n    }\n  ]\n}\n-->\n\n\n\n\n<div class=\"wp-block-group articulos-relacionados\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Related articles<\/h3>\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/andorrainsiders.com\/en\/social-security-cass\/\">CASS: contributions and benefits in Andorra<\/a><\/li>\n<li><a href=\"https:\/\/andorrainsiders.com\/en\/working-conditions-in-andorra\/\">Working conditions in Andorra: salaries and working hours<\/a><\/li>\n<li><a href=\"https:\/\/andorrainsiders.com\/en\/andorra-work-permit-requirements\/\">Work permit in Andorra: requirements 2026<\/a><\/li>\n<li><a href=\"https:\/\/andorrainsiders.com\/en\/taxes-types-rates\/\">Andorran tax system for workers<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<script type=\"application\/ld+json\">{\n    \"@context\": \"https:\\\/\\\/schema.org\",\n    \"@type\": \"WebPage\",\n    \"@id\": \"https:\\\/\\\/andorrainsiders.com\\\/elecciones-cass-andorra-2026-claves-resultados\\\/\",\n    \"speakable\": {\n        \"@type\": \"SpeakableSpecification\",\n        \"cssSelector\": [\n            \".entry-title\",\n            \".entry-content > p:first-of-type\",\n            \".entry-content h2\"\n        ]\n    }\n}<\/script>","protected":false},"excerpt":{"rendered":"<p>\u00daltima actualizaci\u00f3n: junio de 2026 \ud83d\udcca Datos clave (2025\u20132026) Elecciones CASS 2026: participaci\u00f3n >65 % del censo laboral (CASS, 2026) Cotizaci\u00f3n CASS trabajador: 6,5 % salario bruto; empleador: 15,5 % (CASS, 2026) Pensi\u00f3n media contributiva Andorra: ~1.200 \u20ac\/mes (CASS, 2025) Afiliados activos CASS: ~50.000 cotizantes (CASS, 2025) Reservas CASS: equivalentes a >4 a\u00f1os de prestaciones &#8230; <a title=\"CASS Andorra Elections 2026: Results and Key Points\" class=\"read-more\" href=\"https:\/\/andorrainsiders.com\/en\/andorra-2026-elections-key-results\/\" aria-label=\"Read more about CASS Andorra Elections 2026: Results and Key Points\">Read more<\/a><\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[865,863,838,866,864],"class_list":["post-10981","post","type-post","status-publish","format-standard","hentry","category-sin-categoria","tag-autonomos-en-andorra","tag-cass-andorra","tag-donde-vivir-para-trabajar-en-andorra","tag-pensiones-en-andorra","tag-seguridad-social-de-andorra"],"_links":{"self":[{"href":"https:\/\/andorrainsiders.com\/en\/wp-json\/wp\/v2\/posts\/10981","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/andorrainsiders.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/andorrainsiders.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/andorrainsiders.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/andorrainsiders.com\/en\/wp-json\/wp\/v2\/comments?post=10981"}],"version-history":[{"count":4,"href":"https:\/\/andorrainsiders.com\/en\/wp-json\/wp\/v2\/posts\/10981\/revisions"}],"predecessor-version":[{"id":11015,"href":"https:\/\/andorrainsiders.com\/en\/wp-json\/wp\/v2\/posts\/10981\/revisions\/11015"}],"wp:attachment":[{"href":"https:\/\/andorrainsiders.com\/en\/wp-json\/wp\/v2\/media?parent=10981"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/andorrainsiders.com\/en\/wp-json\/wp\/v2\/categories?post=10981"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/andorrainsiders.com\/en\/wp-json\/wp\/v2\/tags?post=10981"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}